Monthly Archives: February 2017


I should be struck with lightning for writing this. But then students make good teachers right?

Howdy friend , new here? welcome to Twentiesco blog , not new? welcome back its good to have you here again. So i was truly impressed with one of my friend who would collect each and every one of her receipts to monitor her expenditure . Still yet not everything we buy comes with  a receipt.

Any ways so it got me thinking . I dont have much coming into my pockets but it would probably be wise to use that as a practice session . That’s the whole point right?

So i have these two things i have learned about managing your expenses

  1. The 50 30 20 rule. Once you’re bringing home the bacon, you’ll have to figure out how to slice it up. Without a budget, you risk overspending on discretionary items and under saving for important big-ticket purchases. so turns out you you can divide whst you have into 50 30 and 20 percents . The fifty is four your basic needs , the 30 is for wants and the 20 is for saving. Sounds doable? Let me know in the comments below . I cannot explain how happy i am that i can finally intergrate with my readers via comments
  2. Your expenses should never be greater than your income.  Its either with craft or debt but mostly debt. So  it is great to make a two column table and on one column list all the sources of income and exactly how much they bring you and on the second column list all your expenses in the following order please !First, lay out all your daily expenses (such as transport costs and food bills) and recurring monthly payments (rent, utilities, debts), and finally your entertainment cost. When you know where all your money is going, you can more easily see how to cut costs. and when you minus the second column total from the first it should be a positive answer. unless you have a debt for a worthy investment.

I think you should read this post too.. 

Buying assets in your twenties

I have heard of apps like toshl and mint which track your spending but have never tried them . What method do use to track your spending ? I can’t wait to hear about that in the comments below.

This post hopefully shade some light , Thank you for reading , stay around and check more posts , let me know what am i missing here . Lastly , Twentiesco is for every twenty something out there spread the words by sharing this post with your fellow twenties and media groups. Out of things to talk about , tell some one about Twentiesco.
Have  a splendid week ahead . BE PRODUCTIVE . bE YoU .




Valentine’s day is for everyone after all Love is a universal language. So don’t limit your love to your significant other .. Friends, Family are our Valentines as well .. Cheers

Good Day Lovies, I hope this post finds you well and thinking about what to do for Valentines day . Well i got you covered on that . Here are valentines day ideas and so much more. Before  you read this post be sure to check out last weeks post on the five languages of love by clicking here .

Well Ride along

  1. Indoor activities

Date In .. Prepare a meal , Watch a movie and light some candles.

Do a project together : From Crafty to volunteering . Anything that gives you the essence of team work .

Dress up and take pictures together

  1. Outdoor activities

Go for a road trip . Great playlist and bonding too.

Watch the sunset and go to a concert outdoors

Picnic and swimming

Take an art class such as dance or Taikondo .

Shoot your own TV series

Looking for something more basic ? Dine out , Movies are great too.

Way over the edge ? Re Do your first day meeting or any other day .

What Am I missing here and what will you be doing for valentines day? , Let me know in the comments below or via my social media .@forever_herie

Wanna give me a Valentines gift , Please share the link to this post with your whatsapp groups and enter your email to follow this blog and get notified whenever i post .


The bottom line is showing your significant other that you are grateful for them . Keep it simple , Romantic and you.

Happy Valentines Loves



There is a debate about whether I should post this this week or the next .. I posted this today because it might give you time to reflect . 

As Valentine’s day is approaching , We are all thinking  on the hows and what’s (and being thought about😇😇 ). Well I never knew love had languages , and I stand corrected . 

Here are five ways different people express and would rather receive love .

Words of affirmation

One way to express love emotionally is to use words that build up. Solomon, author of ancient Hebrew Wisdom Literature, wrote, “The tongue has the power of life and death” (Proverbs 18:21, NIV). Many couples have never learned the tremendous power of verbally affirming each other.

Verbal compliments, or words of appreciation, are powerful communicators of love. They are best expressed in simple, straightforward statements of affirmation, such as:

“You look sharp in that suit.”

“Do you ever look incredible in that dress! Wow!”

“I really like how you’re always on time to pick me up at work.”

“You can always make me laugh.”

Words of affirmation are one of the five basic love languages. Within that language, however, there are many dialects. All of the dialects have in common the use of words to affirm one’s spouse. Psychologist William James said that possibly the deepest human need is the need to feel appreciated. Words of affirmation will meet that need in many individuals.

Quality time

By “quality time,” I mean giving someone your undivided attention. I don’t mean sitting on the couch watching television together. When you spend time that way, Netflix or HBO has your attention — not your spouse. What I mean is sitting on the couch with the TV off, looking at each other and talking, devices put away, giving each other your undivided attention. It means taking a walk, just the two of you, or going out to eat and looking at each other and talking.

Time is a precious commodity. We all have multiple demands on our time, yet each of us has the exact same hours in a day. We can make the most of those hours by committing some of them to our spouse. If your mate’s primary love language is

quality time , she simply wants you, being with her, spending time.

Receiving gifts

Almost everything ever written on the subject of love indicates that at the heart of love is the spirit of giving. All five love languages challenge us to give to our spouse, but for some, receiving gifts, visible symbols of love, speaks the loudest.

A gift is something you can hold in your hand and say, “Look, he was thinking of me,” or, “She remembered me.” You must be thinking of someone to give him or her a gift. The gift itself is a symbol of that thought. It doesn’t matter whether it costs money. What is important is that you thought of him or her. And it is not the thought implanted only in the mind that counts but the thought expressed in actually securing the gift and giving it as the expression of love.

But what of the person who says, “I’m not a gift giver. I didn’t receive many gifts growing up. I never learned how to select gifts. It doesn’t come naturally for me.” Congratulations, you have just made the first discovery in becoming a great lover. You and your spouse speak different love languages. Now that you have made that discovery, get on with the business of learning your second language. If your spouse’s primary love language is receiving gifts, you can become a proficient gift giver. In fact, it is one of the easiest love languages to learn.

Acts of service

Michelle’s primary love language was what I call “acts of service.” By acts of service, I mean doing things you know your spouse would like you to do. You seek to please her by serving her, to express your love for her by doing things for her.

Consider actions such as cooking a meal, setting a table, emptying the dishwasher, vacuuming, changing the baby’s diaper, picking up a prescription, keeping the car in operating condition — they are all acts of service. They require thought, planning, time, effort and energy. If done with a positive spirit, they are indeed expressions of love.

A willingness to examine and change stereotypes is necessary in order to express love more effectively. Remember, there are no rewards for maintaining stereotypes, but there are tremendous benefits to meeting the emotional needs of your spouse. If your spouse’s love language is acts of

service , then “actions speak louder than words.”

Physical touch

We have long known that physical touch is a way of communicating emotional love. Numerous research projects in the area of child development have made that conclusion: Babies who are held, stroked and kissed develop a healthier emotional life than those who are left for long periods of time without physical contact.

Physical touch is also a powerful vehicle for communicating marital love. Holding hands, kissing, embracing and sexual intercourse are all ways of communicating emotional love to one’s spouse. For some individuals, physical touch is their primary love language. Without it, they feel unloved. With it, their emotional tank is filled, and they feel secure in the love of their spouse.

Implicit love touches require little time but much thought, especially if physical touch is not your primary love language and if you did not grow up in a “touching family.” Sitting close to each other as you watch your favorite television program requires no additional time but may communicate your love loudly. Touching your spouse as you walk through the room where he is sitting takes only a moment. Touching each other when you leave the house and again when you return may involve only a brief kiss or hug but will speak volumes to your spouse.

Once you discover that physical touch is the primary love language of your spouse, you are limited only by your imagination on ways to express love.

That is a wrap , I suppose this has been eye opening because I have only seen more emphasis being put on gifts and well physical touch .What do you think ?

Have a great week ahead .. Get those flowers , gifts and dinner dates ready I could be visiting 😂